Transgender Resources
Gender-affirming care, covered.
Gong medical plans include medically necessary gender-affirming care; exact coverage varies by carrier.
Your guide
Review care by medical carrier
Contact your carrier before treatment to confirm coverage, authorization, and in-network requirements.
CignaMedically necessary treatment under your Cigna plan
- Gender reassignment surgery
- Chest surgery, including mastectomy and breast augmentation
- Hormone therapy and required monitoring labs
- Behavioral counseling
- Routine medical care
Call Cigna OneGuide at (800) 244-6224 for confidential support and provider guidance.
Kaiser PermanenteCoordinated gender-affirming care within Kaiser
- Mental health therapy and office visits
- Lab and imaging services
- Hormone therapy visits, administration, and pharmacy services
- Preoperative and postoperative exams
- Mastectomy with chest reconstruction
- Gender-affirming upper- and lower-body surgeries
Additional services may be covered in some regions under state law. Contact Kaiser Member Services to confirm your plan's care pathway.
Before careConfirm authorization, network, and expected cost
Ask the carrier whether the service requires prior authorization, which providers and facilities are in-network, and what deductible, copay, or coinsurance applies. The formal plan document controls coverage.