Voluntary Health Benefits
Optional coverage that pays lump-sum, tax-free cash benefits directly to you — use it for medical bills, childcare, lost income, or everyday expenses.
New for 2027: Unum → Securian
Starting in 2027, Gong's voluntary Accident, Critical Illness, and Hospital Indemnity plans move from Unum to Securian. Your coverage stays the same and current elections move over automatically — you'll receive details on accessing the new Securian portal. Make any changes during Open Enrollment in ADP.
Your guide
Customize your coverage
You pay 100% of the cost for these plans on a post-tax basis through payroll deduction. Open each plan for coverage amounts and 2026 monthly rates.
How voluntary benefits workOptional, employee-paid, post-tax coverage
- Benefits are paid directly to you as a lump sum, regardless of what your medical plan covers.
- Use the money however you choose — deductibles, copays, travel for treatment, childcare, or groceries.
- Premiums are paid after tax, so benefits you receive are tax-free.
- Enroll during your new-hire window or at Open Enrollment through ADP.
- Refer to each plan's benefit summary for limitations or pre-existing condition clauses.
Accident InsuranceLump-sum benefit for covered injuries — from $7.74/month
Accident insurance helps pay for unexpected costs from common injuries such as fractures, dislocations, burns, emergency room or urgent care visits, and physical therapy. If you or a covered family member has an accident, the plan pays a lump-sum, tax-free benefit based on the type and severity of the injury.
Coverage amounts
- Employee
- $50,000
- Spouse
- $25,000
- Child
- $12,500
Accident monthly rates (2026 vs. 2027)
| Coverage tier | 2026 Unum | 2027 Securian |
|---|---|---|
| Employee Only | $7.74 | $6.97 |
| Employee + Spouse/DP | $13.35 | $12.02 |
| Employee + Child(ren) | $18.85 | $16.97 |
| Employee + Family | $24.46 | $22.01 |
Video: Securian Accident Insurance
Critical Illness InsuranceLump-sum benefit on diagnosis of a covered illness
Critical illness insurance helps fill a financial gap if you experience a serious illness such as cancer, heart attack, or stroke. Upon diagnosis of a covered illness, a lump-sum, tax-free benefit is paid to you. Choose a benefit amount that fits your budget and cover your family if needed.
Coverage amounts
- Employee
- $10,000 · $20,000 · $30,000
- Spouse
- 50% of employee coverage amount
- Child
- 50% of employee coverage amount
- Guarantee issue
- $30,000 employee; 50% of employee amount for spouse and child
Critical Illness monthly rates
2027: Critical Illness rates stay the same.
| Age | EE $10,000 | Spouse $5,000 | EE $20,000 | Spouse $10,000 | EE $30,000 | Spouse $15,000 |
|---|---|---|---|---|---|---|
| Under 25 | $2.23 | $1.58 | $4.46 | $3.16 | $6.69 | $4.74 |
| 25–29 | $2.83 | $1.88 | $5.66 | $3.76 | $8.49 | $5.64 |
| 30–34 | $3.63 | $2.28 | $7.26 | $4.56 | $10.89 | $6.84 |
| 35–39 | $4.73 | $2.83 | $9.46 | $5.66 | $14.19 | $8.49 |
| 40–44 | $6.43 | $3.68 | $12.86 | $7.36 | $19.29 | $11.04 |
| 45–49 | $9.03 | $4.98 | $18.06 | $9.96 | $27.09 | $14.94 |
| 50–54 | $12.83 | $6.88 | $25.66 | $13.76 | $38.49 | $20.64 |
| 55–59 | $17.93 | $9.43 | $35.86 | $18.86 | $53.79 | $28.29 |
| 60–64 | $25.73 | $13.33 | $51.46 | $26.66 | $77.19 | $39.99 |
| 65–69 | $37.43 | $19.18 | $74.86 | $38.36 | $112.29 | $57.54 |
| 70–74 | $55.63 | $28.28 | $111.26 | $56.56 | $166.89 | $84.84 |
| 75–79 | $76.53 | $38.73 | $153.06 | $77.46 | $229.59 | $116.19 |
| 80–84 | $100.23 | $50.58 | $200.46 | $101.16 | $300.69 | $151.74 |
| 85+ | $146.63 | $73.78 | $293.26 | $147.56 | $439.89 | $221.34 |
Video: Securian Critical Illness Insurance
Hospital Indemnity InsuranceCash when you're admitted to the hospital — from $9.37/month
Hospital indemnity insurance enhances your medical coverage. The plan pays a lump-sum, tax-free benefit when you or an enrolled dependent is admitted or confined to the hospital for a covered accident or illness.
Benefits
- Hospital admission
- $1,000
- Hospital daily stay
- $100 per day
- Well child visit
- $50
Hospital Indemnity monthly rates
2027: Hospital Indemnity rates stay the same.
| Coverage tier | Monthly rate |
|---|---|
| Employee Only | $9.37 |
| Employee + Spouse/DP | $18.73 |
| Employee + Child(ren) | $15.23 |
| Employee + Family | $24.59 |
Video: Securian Hospital Indemnity Insurance
Unum (2026)Plan numbers, contact, and how to file a claim
- Accident plan number
- 641624
- Critical Illness plan number
- 641625
- Hospital Indemnity plan number
- 641626
- Unum phone
- (866) 679-3054
- Unum website
- unum.com
Filing a claim
After a covered accident, diagnosis, or hospital stay, file online at unum.com or call Unum at (866) 679-3054. Keep medical records and bills to support your claim.
Securian (starting 2027)Your new voluntary health benefits carrier
Starting in 2027, Securian becomes the carrier for Gong's Accident, Critical Illness, and Hospital Indemnity plans.
More details to come — group number will be added soon.
Enroll and register
- Enroll in ADP first. Choose your Accident, Critical Illness, and Hospital Indemnity coverage in ADP during enrollment.
- Then register through Okta. Once enrolled, open Securian from Okta to sign in with single sign-on (SSO) — no separate username or password needed.
Questions? Visit securian.com/gong-insurance or call 1-855-750-1906 to chat with a Securian Financial customer service representative.
Visit SecurianHow to submit a claim
You can log in to file a claim directly through Okta using single sign-on (SSO).
- Go to the Securian Financial website LifeBenefits.com and log in.
- User ID: GONG followed by your six-digit Gongster ID number
- Initial password: your eight-digit date of birth (MMDDYYYY) followed by the last four digits of your Social Security number
- If you've previously logged in to LifeBenefits™, use the password you created.
- Select "Start a new claim."
- Answer all questions to the best of your ability.
- If you don't have the necessary documents at the time of submission, return to LifeBenefits.com and click "My claims" to upload them and any additional information.
Questions, need help, or want to file by phone? Call Securian Financial at 1-888-658-0193.